Institutional structure for real-world property finance.
We bring regulated, ring-fenced structure to property-backed investing, so income real estate can be financed and, in time, accessed through compliant digital instruments.
Built by an operator who has spent two decades building and securing digital infrastructure for European institutions, including
Property capital is locked in old structures.
Owners of income-producing property are tied to short, expensive, bank-led financing. Private investors have few transparent, well-governed ways to access property-backed returns. Existing tokenisation is often too speculative or too crypto-led. We take a different route: regulated structure first.
Built around regulated structure.
A regulated Luxembourg securitisation vehicle holds property exposure in ring-fenced, bankruptcy-remote compartments. Each compartment can refinance the underlying debt and, in later phases, issue compliant tokenised instruments to eligible investors. The platform company originates and manages. It is not the issuer of securities and does not hold property on its own balance sheet.
Four steps, structure first.
Property comes onto the platform
Owners of cashflowing real estate bring assets into the structure.
Held in a ring-fenced compartment
A regulated Luxembourg securitisation vehicle isolates each asset pool, bankruptcy-remote by design.
Regulated instruments are issued
When available, the compartment issues compliant, identity-bound tokenised instruments under EU securitisation law.
Income flows to holders
Returns derive from the underlying property. Capital is at risk and nothing is guaranteed.
Compliant by design, when it is ready.
Regulated structure
Built under Luxembourg securitisation law, with ring-fenced compartments.
Permissioned tokens
An identity-bound token standard: only verified, eligible holders can hold or transfer.
Regulated administration
KYC and AML run by a regulated administrator at product level. EU domiciled, EU data residency.
Governance is the product.
Every part of the structure is designed to protect holders before it does anything else.
Bankruptcy-remote
Ring-fenced compartments isolate each asset pool.
Regulated administrator
A regulated administrator handles KYC, AML and onboarding.
Permissioned tokens
An identity-bound token standard keeps holders eligible and verified.
EU data residency
Data stored in the EU, with GDPR by design.
Independent review
The structure is subject to independent legal, tax and regulatory review.
No hype
Plain language, clear risk, and no guaranteed returns.
Proven on a real portfolio.
Our first pilot is a Dutch residential portfolio. We are using it to prove the structure and the platform model before scaling.
Built by an operator, not a marketplace.
The platform is being developed by the founder, with specialist providers engaged for regulated, technical and operational functions.
Armand Parris is the founder of Sirrapa IT and the wider Sirrapa group of ventures, with more than two decades of experience building and securing digital infrastructure for major European organisations including Ahold Delhaize, ING, KLM, NS and CJIB.
Common questions.
What is Crestone?
Is this an investment offer?
What is a tokenised real-world asset?
How is investor protection handled?
Where is it regulated and domiciled?
When can I take part?
Why is the brand shown as pending?
Investing in the platform itself is by personal invitation only.
The investor area is gated and requires a personalised invitation from the founder.
Keep me informed.
Get occasional updates about the platform. No spam, and this is not a subscription or an investment commitment.
For partners and press: crestone@sirrapagroup.com